Housing Market Pulse: Home sales rose in June—Turkey reported a 15.8% jump in transactions and a 72.1% surge in mortgaged deals, while the U.S. saw pending sales fall 5.4% in June as affordability and rates bite. First-Time Buyer Pressure: Yorkshire Building Society said first-time mortgage applications dropped 9.1% in Q2, and WalletHub ranked the easiest places to buy first homes, with many top spots in the South and Sunbelt. Buyer Costs & Lending Rules: State AGs warned regulators to block Enova and OppFi from buying banks, arguing it could sidestep state usury limits; in Australia, the Insurance Council said changes to first-home loan guarantees disrupted the insurance market and could raise mortgage stress risk. Property Risks & Due Diligence: A UK guide urged buyers to watch for costly hidden building problems, noting more homes have price cuts and surveys can run £300–£1,500. Affordability Abroad: Spain coverage highlighted how deposits can exceed €100,000 in major cities, and British owners debated a fix to the 90-day rule for holiday homes. Local Housing Supply: Melaka flagged thousands of unsold completed units and pushed developers to build to demand, not assumptions.